![]() ![]() We’ll make sure you you’re informed every step of the way. We’ll walk you through the entire process. Reach out to a First Farmers & Merchants loan officer in your area. Your list will come in handy searching for homes online and help your realtor show you homes that make the best match. Think about the style and construction of the home you want, the floor plan, the number of rooms, even size of the garage. Write down the things you like to do inside, and outside in the yard. So before you start looking at homes, take time to make a list. What type of home will make me most happy? You’ll avoid sticker shock by focusing your search within a specific price range. ![]() This will allow you to decide how much loan, and home, you can afford. In addition to monthly mortgage payments, your future property taxes and insurance need to be considered part of your current household budget. Are you financially ready, do you have a stable job? There’s a lot to think about, but we’ll make sure it’s not overwhelming. Whether you’re new to the home buying process, or you’ve purchased a home before, it’s helpful to start by asking yourself a few simple questions and First Farmers & Merchants is here to help you with the answers.Įven if you could afford to buy any house you want, first ask yourself, "Is this the right time?" Consider your short- and long-term personal goals. It is an exciting experience, especially if you have experts to help you along the way. Buying a home is one of the largest investments that most people will make in their lifetime.
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